Rooted in Justice: 35 Years of PBRC

At 77 years old, Evelyn found herself navigating unfamiliar and overwhelming challenges. After the recent passing of her husband, she was forced to move in with her son and daughter-in-law. While grateful for their support, she deeply missed her independence. Living on a limited Social Security income, she struggled to make ends meet without her husband’s presence and financial contribution. 

One pressing concern loomed over her: a $5,792 balance on a car loan for a vehicle she and her husband had purchased together, which had been sold after his passing. The proceeds from the sale had been applied to the loan, but the remaining debt was unmanageable. Evelyn, who had no assets or savings, felt lost and deeply worried about the possibility of wage garnishment or other financial repercussions. 

Seeking help, Evelyn attended a PBRC Consumer Protection Project (CPP) clinic in Baltimore City, where she met with a compassionate attorney who listened to her story. With Evelyn’s consent, the attorney contacted the creditor from court and explained her circumstances, highlighting her financial hardship and recent loss. After a thoughtful discussion, the creditor agreed to dismiss the case due to her situation. The attorney promptly drafted a dismissal, secured signatures from both parties, and presented it to the judge. 

When the case was officially dismissed, Evelyn’s relief was palpable. She expressed heartfelt gratitude to the CPP attorney, sharing how much this resolution meant to her. For Evelyn, the dismissal of her debt represented not just financial relief, but a glimmer of hope during an incredibly challenging time.